TI BA 35

The TI BA 35 from Texas Instruments is a great calculator for the person who has never picked up a finance calculator, or for a student or the small business owner. It is powered with a solar cell, so there’s no battery to change and it comes with a great hard plastic case that protects it from bumps, dust and debris. The unit is very thin and light so it is easy to carry in your backpack or purse, and the buttons are sensitive and nicely spaced. A reference card comes with the TI BA 35 that proves very useful as it gives you common examples of calculations such as converting annual percentage rates into effective annual rates. The user manual is remarkably easy to follow with illustrations and step by step directions.

There is a Percentage Change key so you can find the percentage difference between two values, and the Selling Price, Markup, and Dedicated Cost keys are there so you can make quick calculations of profit margins.

This calculator was not designed for solving complex issues in advanced business school or at the university level, rather it is for small business people who do not need to solve hypothetical problems or for the student in an entry-level finance course.

The TI BA 35 is priced very affordably and provides the average user all of the practical functionality necessary for day to day, general calculations.

Use it at home to calculate your car payments, mortgage payments or for managing your monthly budget. Do time value of money, amortization balance and payment to interest calculations with ease on the small, compact TI BA 35. It has been in use and very popular since the 1980’s and there’s no sign that its staying power will change anytime soon.